From email to instant messaging to social media, the Internet is an essential communication tool. Unfortunately, it's also popular among scammers and cybercriminals. To protect yourself from email scams, malicious software, and identity theft, you'll need to understand how to identify and avoid potentially dangerous content in your inbox, including spam and phishing attempts.
Watch the video below to learn more about spam and phishing.
If you've ever received unwanted email advertisements, you may already be familiar with spam, also known as junk email. Spam messages can clutter your inbox and make it more difficult to find the emails you actually want to read. Even worse, spam often includes phishing and malware, which can pose a serious risk to your computer. Fortunately, most email services now include several features to help you protect your inbox from spam.
Whenever you receive an email, most email providers will check to see if it's a real message or spam. Any likely spam messages will be placed in the spam folder so you don’t accidentally open them when checking your email.
Spam-blocking systems aren’t perfect, though, and there may be times when legitimate emails end up in your spam folder. We recommend checking your spam folder regularly to make sure you aren’t missing any important emails.
Many email services also have a feature you can use to mark emails as spam. In Gmail, for example, you can select the message and click the Mark as Spam button. This helps your email provider filter out these types of messages in the future.
Spam messages often contain images that the sender can track. When you open the email, the images will load and the spammer will be able to tell if your email works, which could result in even more spam. You can avoid this by turning off email images. Let's look at how to do this in Gmail, but remember that the process will vary depending on your email service.
Phishing scams are messages that try to trick you into providing sensitive information. These often appear to come from a bank or another trusted source, and they'll usually want you to re-enter a password, verify a birth date, or confirm a credit card number. Phishing messages may look real enough at first glance, but it’s surprisingly easy for scammers to create convincing details.
Click the buttons in the interactive below to learn more about identifying a phishing email.
Fraudulent emails often use subject lines that look important and show concern for your safety. Who wouldn't be concerned about an alert on a bank account!
It's easy to make a copy of any logo. This one looks identical to Bank of America's official logo, but it doesn't make it any more authentic.
Just because this link says www.bankofamerica.com doesn't mean that's where it will go. We recommend not following links from this type of email. Instead, type the web address into the address bar so you'll know exactly where you're going.
Phishing scams often suggest that failure to respond immediately will result in negative consequences, like a freeze on your bank account.
Scammers often create websites and email addresses that use slight variations of the real address. If you look closely at this address, you'll notice that it's actually from bankofamercan.com.
Spam and phishing are common problems, but there are many other types of email scams you may encounter. Some will promise to give you a lot of money if you advance a small amount upfront. Others may pretend to be from people you know in real life, and they'll often ask you to send money or download an attached file.
As with spam and phishing scams, remember to trust your best judgment. You should never send someone money just because you've received an email request. You should also never download email attachments you weren't expecting because they might contain malware that could damage your computer and steal your personal information.
Spam, scams, and phishing schemes will continue to evolve and change. But now that you know what to look for—and what to avoid—you can keep your inbox and computer that much safer.